Having assessed your personal circumstances we will review the whole of the market to find the mortgage product that most suits your personal circumstances.
Whilst the interest rate that is charged is an obvious consideration we will look beyond that, looking at features and benefits of various products.
Other considerations include:
- How the interest rate is applied, i.e. fixed, capped, variable, discounted, tracker rates etc.
- The term of any introductory rate.
- The term of the mortgage
- What rate you pay at the end of any initial rate
- Flexibility,-: can you make over-payments? If so how much?
- The maximum loan available
- Your ability to meet the repayments
Lifetime offers a full advice service and not simply ‘information only’, which means that we will recommend the product that is most suitable for you.